Insurance Advisory Regulatory

Our clients consistently highlight regulatory risk as one of their chief concerns. Our deep experience and sector knowledge can steer you through the complexities of regulation and find practical solutions that help you achieve your goals.


We advise on the full range of laws and regulations that insurance firms face. We also help start-ups and clients who find themselves on the perimeter of regulation by developing practical solutions and helping them grow their businesses.

Our clients include many of the UK's largest life, health and general insurers and brokers, as well as corporates and tech businesses involved in the distribution of insurance products. We support investors with due diligence and in making change in control applications, and with new authorisations.

Key themes include: the FCA's Consumer Duty, the Senior Managers and Certification Regime, governance issues, conduct of business rules, product governance and oversight, client money issues, ESG compliance, and the use of AI in insurance.

We also provide support in regulatory investigations and enforcement action, FOS complaints, and disputes within the insurance market.

We regularly work on policy wordings and help develop innovative insurance products.

Featured experience

  • Advising a number of insurance clients on the scope and application of the FCA's Consumer Duty
  • Advising on a captive-based insurance scheme to support the purchase of new-build homes, known as Deposit Unlock
  • Advising many life and general insurers and intermediaries on restructuring their businesses in the light of the UK's departure from the European Union

Insurance Advisory Regulatory key contacts

Who we are

Why choose DAC Beachcroft?

We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.