AI in Insurance
AI is transforming the insurance industry, reshaping underwriting, challenging the claims landscape, and redefining internal governance. Our specialist legal teams collaborate across sectors on all aspects of AI and insurance including:
- Claims: From specific classes of business (for example products, professions, cyber, D&O, and motor/aviation/marine as we look at autonomous transport and logistics) to issues wider issues including duty of care, causation, and aggregation.
- Regulation: From the EU AI Act, GDPR, and Data (Use and Access) Act 2025 to progressive US state regulations and the Product Liability Directive.
- Policy drafting: From proposal forms, definitions, conditions, exclusions, and endorsements to standalone AI products and enhancements.
- Internal governance: Covering the wide portfolio of governance and ethics for GCs, from creating systems, implementing training, and ensuring global compliance to procurement, drafting commercial contracts, and handling the impact on the workplace.
