We support wordings teams with our sector expertise and advise insurers, reinsurers, brokers, MGAs and captives on all policy wordings and endorsements, from reviewing existing policies to developing new products.
The team uses its industry engagement to share insights and know-how with you that will ensure your wordings are up-to-date and fit for the future.
Our insurance wording team provides expertise, capacity and assurance. Extensive industry experience means we provide proactive solutions and pragmatic advice
The team is also able to draw upon our corporate, commercial, data protection, regulatory and advisory teams to deliver a seamless and cohesive service.
Our team of specialists advise on all types of insurance and reinsurance wordings and contracts (both life and non-life). Work ranges from reviews of existing wordings (e.g. in light of GDPR, silent cyber, Consumer Duty, Brexit) to product development working closely with underwriting teams.
From drafting straightforward endorsements to complex bespoke wordings, our experience extends to personal lines as well as commercial lines.
Our UK wordings team is also supported by specialists in our international offices, enabling us to draft or “localise” wordings in a number of key jurisdictions.
Our long history of commitment to the insurance sector means that we have an unrivalled depth of experience and breadth of insight that adds immense value to our work for you.
Featured experience
Drafting bespoke policy wordings for specific risks including cyber, professional liability, trade indemnity, political risk, contingency, property, construction, energy and combined lines.
Amending standard form wordings to reflect specific risk requirements.
Reviewing existing policy wordings to address coverage issues, changes in the applicable law and market developments.
Related services
Advocacy
Our pioneering integrated barristers’ chambers, 8DB, provide advocacy and advisory services directly to our litigation teams.
With significant global aviation expertise, we offer high-quality, specialist and cost-effective advice on any aviation-related insurance issues you face.
Civil Liberties, Public Bodies and Specialist Liability
With many years' experience acting for the public and private sectors in these complex, and sensitive areas, we offer expert advice across discrimination and Equality Act claims, abuse and social services claims, unlawful detention, and Deprivation of Liberty claims (DoLS).
When events are disrupted, an athlete suffers significant injuries, or an accident occurs in an entertainment venue, our lawyers provide practical advice on coverage, claims, and managing risk. We understand the complexity and commercial impact of a claim or accident and advise insurers, reinsurers, and organisations in sports and entertainment on matters worldwide.
The combined skills of our Insurance Advisory and Data, Privacy & Cyber practices means that we are uniquely placed to advise on both legal and practical challenges.
Our market-leading Casualty team acts for composite insurers, London market and run off insurers, providing deep and broad expertise across England, Wales, Scotland and Northern Ireland.
Our market-leading team supports MedTech and digital health organisations, from ambitious innovators to established global listed companies, at various stages of their life cycle.
As a market leading specialist with a truly international platform, we advise the insurance sector on all product governance and policy wordings to help manage your risk.
Political Risk, Trade Credit and Political Violence
We support insurers and reinsurers across the full spectrum of political risk, trade credit, and political violence issues worldwide. Our global reach and sector experience help you navigate complex and sensitive events, respond to loss situations, and manage challenging cross‑border claims with confidence.
We act for market leaders across sectors as diverse as commercial, residential, real estate, local authority, retail, hospitality, manufacturing, construction, energy and waste management. Our team is experienced in policy coverage disputes, subrogated recoveries, defence of property damage claims and reinsurance disputes.
With a unique position in the reinsurance market, as long-term trusted advisers for the insurance sector, we deliver innovative solutions with a commercial perspective.
Our team handles travel and tourism claims with an international focus. We act for overseas and UK motor liability insurers, overseas hotels, airlines, and more.
“DAC Beachcroft LLP has specialist expertise across professional negligence work, including policy wording and coverage disputes, as well as claims involving construction workers, insurance brokers, solicitors, financial institutions and property professionals.”
Legal 500 UK, 2027, Professional negligence, North
“DAC Beachcroft LLP combines scale and insurer market penetration with deep technical strength in defendant professional negligence. The practice is particularly strong in solicitors’ negligence, valuation disputes and policy coverage.”
Legal 500 UK, 2027, Professional negligence, Yorkshire
“Paul Davison, Partner, is exceptionally knowledgeable in broker negligence claims, with a deep understanding of the insurance market that we rely on to steer matters effectively.”
Legal 500 UK, 2027, Professional negligence, Yorkshire
“DACB is one of our preferred external advisers for professional negligence claims. DACB has developed a strong understanding of our business, including the insurance sector in which we operate, our internal approach, and our risk appetite.”
Legal 500 UK, 2027, Professional negligence, Yorkshire
Policy Wording key contacts
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We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.
DAC Beachcroft is recognised as a pre-eminent advisor to the insurance market, and we place a strong emphasis on the long-term relationships we build with you so that we can really add value to your business.
Our real estate lawyers support you through the full real estate development cycle, from acquisition to disposal. Working with clients in the private and public sectors, we deliver clear, practical advice that aligns with your commercial priorities and long‑term strategy.
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
As long-standing and trusted advisers in the technology sector, we deliver pragmatic and innovative solutions that empower you to make informed decisions about how best to maximise your success.