Services
Contacts
"The team is always quick to respond and available to discuss matters that arise at short notice."
Chambers and Partners UK 2026, Banking & Finance
Banking and Debt Finance
We provide responsive, commercially focused, and directional advice across domestic and cross-border financing transactions. Our banking and finance lawyers support borrowers, lenders, investors, and corporates, helping you navigate complex loan structures and secure terms that align with your strategic objectives.
Overview
Our team of banking lawyers advises on a full range of loan financing transactions. Bringing experience from leading city practices, we offer a pragmatic approach grounded in deep market knowledge. Clients benefit from a partner‑led service, direct access to senior expertise, and clear guidance on the legal and commercial issues that matter most.
Real estate finance
We work closely with our real estate, construction, planning, tax, and healthcare teams to deliver a seamless service for lenders, developers, and investors. We have deep expertise across the commercial, residential, industrial and logistics, hotel, leisure, build-to-rent, and student accommodation sectors, and regularly advise on both investment and development-led transactions.
Receivables and structured finance
Our banking and finance lawyers advise on receivables-backed structures, borrowing base facilities and bespoke financing arrangements. We understand the full spectrum of asset types, including consumer loans, credit card receivables, and SME loan portfolios.
Leverage and acquisition finance
We support clients on a wide variety of leveraged products, including:
- Syndicated institutional loans (e.g. Term Loan B)
- Private credit structures such as unitranche and super senior revolving facilities
- Subordinated financing, PIK instruments, and holdco solutions
- Hybrid instruments including preferred equity and convertible instruments
Growth capital
Working alongside our corporate, tech, tax, and intellectual property teams, we support investors and growth-stage companies in raising capital. Our understanding of this market enables us to identify potential risks early and guide clients through the complexities of growth financing.
General corporate banking
We advise borrowers across a wide range of corporate banking needs, ensuring transactions progress smoothly and align with commercial objectives.
Featured experience
Asset-backed financing
Advising an industry leading provider of supply chain finance in connection with the senior and mezzanine receivable and asset backed financings from NatWest and BCI Capital
Debt facilities
Acting for the borrower in connection with the senior and mezzanine debt facilities provided by funds managed by Apera Asset Management
Development financing
Advising a leading independent house builder and its investor group in connection with their senior and mezzanine development financing provided by Homes England (as senior lender) and Signal Capital Partners (as mezzanine lender)
Joint ventures
Advising a joint venture between two leading property developers in connection with a c.£100m residential development facility provided by NatWest
Financing assets
Advising the senior lender in connection with a c.£200m financing of a portfolio of real estate assets including hotels, offices and distribution centres
FAQs
We support clients across the full spectrum of domestic and cross-border financing, including real estate finance, leveraged and acquisition finance, receivables and structured finance, growth capital, and general corporate lending.
We tailor our advice to each party’s priorities. Our partner‑led approach means clients benefit from early issue‑spotting, practical structuring guidance, and clear navigation of commercial and legal risks throughout the transaction.
Yes. Our team regularly advises on structured and innovative financing solutions, including borrowing base facilities, unitranche, and super senior structures hybrid instruments, and asset-backed arrangements involving diverse receivable pools.
Related services
Financial Services
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
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FinTech
Our legal expertise in FinTech and all its essential component parts – payment, blockchain, wealth management, InsurTech and RegTech – provides competitive advantage for you through our deep understanding of the sector.
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Banking, Restructuring and Insolvency
Navigating complex financial landscapes with expertise. We excel at providing effective solutions to complex transactions, offering commercial, cross-border financial expertise.
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Restructuring and Insolvency
Our team offers a national and cross-border service to lenders, investors and other stakeholders on complex restructurings and insolvencies.
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Banking & Finance Disputes
We handle a range of disputes both for and against banks and financial institutions.
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Banking and Debt Finance key contacts
Who we are
Why choose DAC Beachcroft?
We’re a broad-based commercial firm serving a wide range of sectors with a strong heritage in insurance,
health and real estate. We combine excellent legal skills and cutting-edge delivery expertise to design
solutions that fit the needs of our clients – often involving clever uses of technology.
Insurance
DAC Beachcroft is recognised as a pre-eminent advisor to the insurance market, and we place a strong emphasis on the long-term relationships we build with you so that we can really add value to your business.
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Health and Social Care
DAC Beachcroft is regarded as market leaders in the provision of corporate, commercial and regulatory legal advice to healthcare providers.
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Real Estate
Our real estate lawyers support you through the full real estate development cycle, from acquisition to disposal. Working with clients in the private and public sectors, we deliver clear, practical advice that aligns with your commercial priorities and long‑term strategy.
Learn moreFinancial Services
We regularly advise product designers and manufacturers, trade bodies, and retailers, distributors and venture capitalists looking to invest in the financial services sector.
Learn more
Technology
As long-standing and trusted advisers in the technology sector, we deliver pragmatic and innovative solutions that empower you to make informed decisions about how best to maximise your success.
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Industry Specialisms
We combine our in-depth sector knowledge with astute commercial awareness and global reach.
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