Banking and Debt Finance

We provide responsive, commercially focused, and directional advice across domestic and cross-border financing transactions. Our banking and finance lawyers support borrowers, lenders, investors, and corporates, helping you navigate complex loan structures and secure terms that align with your strategic objectives.

Overview

Our team of banking lawyers advises on a full range of loan financing transactions. Bringing experience from leading city practices, we offer a pragmatic approach grounded in deep market knowledge. Clients benefit from a partner‑led service, direct access to senior expertise, and clear guidance on the legal and commercial issues that matter most.

Real estate finance

We work closely with our real estate, construction, planning, tax, and healthcare teams to deliver a seamless service for lenders, developers, and investors. We have deep expertise across the commercial, residential, industrial and logistics, hotel, leisure, build-to-rent, and student accommodation sectors, and regularly advise on both investment and development-led transactions. 

Receivables and structured finance

Our banking and finance lawyers advise on receivables-backed structures, borrowing base facilities and bespoke financing arrangements. We understand the full spectrum of asset types, including consumer loans, credit card receivables, and SME loan portfolios.

Leverage and acquisition finance

We support clients on a wide variety of leveraged products, including:

  • Syndicated institutional loans (e.g. Term Loan B)
  • Private credit structures such as unitranche and super senior revolving facilities
  • Subordinated financing, PIK instruments, and holdco solutions
  • Hybrid instruments including preferred equity and convertible instruments

Growth capital

Working alongside our corporate, tech, tax, and intellectual property teams, we support investors and growth-stage companies in raising capital. Our understanding of this market enables us to identify potential risks early and guide clients through the complexities of growth financing.

General corporate banking

We advise borrowers across a wide range of corporate banking needs, ensuring transactions progress smoothly and align with commercial objectives.

Featured experience

Asset-backed financing

Advising an industry leading provider of supply chain finance in connection with the senior and mezzanine receivable and asset backed financings from NatWest and BCI Capital

Debt facilities

Acting for the borrower in connection with the senior and mezzanine debt facilities provided by funds managed by Apera Asset Management

Development financing

Advising a leading independent house builder and its investor group in connection with their senior and mezzanine development financing provided by Homes England (as senior lender) and Signal Capital Partners (as mezzanine lender)

Joint ventures

Advising a joint venture between two leading property developers in connection with a c.£100m residential development facility provided by NatWest

Financing assets

Advising the senior lender in connection with a c.£200m financing of a portfolio of real estate assets including hotels, offices and distribution centres

FAQs

We support clients across the full spectrum of domestic and cross-border financing, including real estate finance, leveraged and acquisition finance, receivables and structured finance, growth capital, and general corporate lending.
We tailor our advice to each party’s priorities. Our partner‑led approach means clients benefit from early issue‑spotting, practical structuring guidance, and clear navigation of commercial and legal risks throughout the transaction.
Yes. Our team regularly advises on structured and innovative financing solutions, including borrowing base facilities, unitranche, and super senior structures hybrid instruments, and asset-backed arrangements involving diverse receivable pools.
We frequently assist clients with cross‑border lending, multi‑jurisdictional security packages, and transactions involving international lenders or investors. Where needed, we work with our established global network to provide coordinated advice.
We help companies and investors understand the risks, rights, and protections associated with growth capital financing. Working with our corporate, tech, IP, and tax teams, we support transactions from early structuring through to completion.

Banking and Debt Finance key contacts

Qui sommes-nous ?

Pourquoi choisir DAC Beachcroft ?

Nous sommes un cabinet commercial à large assise, au service d'un grand nombre de secteurs, avec un solide héritage dans les domaines de l'assurance, de la santé et de l'immobilier. Nous combinons d'excellentes compétences juridiques et une expertise de pointe en matière d'exécution pour concevoir des solutions
qui répondent aux besoins de nos clients - souvent en utilisant intelligemment la technologie.