Jonathan Hopkins

Senior Associate

London

Jonathan is a specialist insurance and reinsurance lawyer advising insurers, reinsurers, and intermediaries on complex coverage, policy wording, and regulatory matters.
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About Jonathan

Bio
  • Biography

    Jonathan has particular experience in AI, cyber, technology, war, terrorism, property, casualty, and financial/professional lines. His expertise spans contentious and non-contentious insurance and reinsurance matters, delegated authority and distribution arrangements, product governance, and financial services regulatory compliance.

    Jonathan regularly contributes to industry thought leadership through publications, market commentary and speaking engagements on insurance, reinsurance, cyber, AI, and emerging risks.

    Jonathan's experience includes:

    • Advising an insurer on coverage under a marine hull policy, including the operation of a cyber exclusion clause, in relation to a claim exceeding US$60 million arising from the grounding of a vessel in the Middle East
    • Advising a reinsurer on coverage under a facultative reinsurance policy, including the operation of war and terrorism exclusions, in relation to a claim pleaded in excess of US$1 billion arising from the Gaza-Israel conflict
    • Advising an insurer on the insurability of one of the largest GDPR fines imposed to date, involving complex regulatory and public policy considerations
    • Advising an insurer on the regulatory structuring of group insurance arrangements for major corporate policyholders, including banks, analysing FCA perimeter guidance, regulated activities, the ‘by-way-of-business’ test, and applicable exemptions
    • Leading negotiations on behalf of underwriters on cyber war clauses for a tech PI and cyber renewal, advising on risk allocation and market positioning
    • Advising insurers on AI-related coverage issues, including drafting product enhancements and exclusions addressing emerging regulatory and liability risks
Sector expertise
  • Insurance

  • Financial Services

  • Technology

Service expertise
  • Insurance

  • Corporate

  • Reinsurance

  • Policy Wording

  • Commercial Contracts

  • Data, Privacy and Cyber

Office Location

London

  • Woolgate
  • 25 Basinghall Street
  • London EC2V 5HA

+44 (0) 20 7242 1011

View our office

Articles

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Insurance

3 min read

Frontier AI and cyber resilience: regulators signal heightened expectations

Data, Privacy and Cyber

4 min read

Claude Mythos, silent AI and the insurance industry’s next inflection point

Insurance

2 min read

AI-related risks: are they already covered in cyber wordings?

Insurance

5 min read

Appetite grows for UK captive regime

Insurance

7 min read

Court of Appeal delivers first decision on representations and warranties, and construction of conditions precedent under the Insurance Act 2015

Data, Privacy and Cyber

3 min read

LMA publishes model state-backed cyber war exclusion clauses for cyber treaty reinsurance

Insurance

5 min read

Insurance wordings and implementation of the Consumer Duty: a view from the FCA

Data, Privacy and Cyber

1 min read

The PRA identifies cyber insurance as a priority for 2024

Technology

7 Min Read

Cyber-attacks, insurance cover, and the French Insurance Code: a new reporting requirement

Technology

6 min read

Managed Service Providers to be brought within the scope of NIS Regulations