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Published 29 January 2014
The Law Commissions yesterday unveiled the first draft clauses of what may become the Insurance Contracts Act 2015 at an event hosted in our Minster Court offices in London. The draft clauses cover three key areas: business disclosure, damages for late payment and remedies for fraud. The Bill follows on from the consumer disclosure reforms contained in the Consumer Insurance (Disclosure and Representations) Act 2012.
Read more here.
In response to the drafting on damages for late payment, insurers may also want to consider:
The current provisions of the draft Bill can be found here.
The Law Commissions welcome responses on the wording of their draft provisions by 21 February 2014 to commercialandcommon@lawcommission.gsi.gov.uk
The outstanding drafting in relation to warranties and parties’ ability to contract out of the default provisions is expected within the next few months.
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