Insurance Adviser Alert: Triaging Claims - The Low Value EL and PL Protocol - DAC Beachcroft

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Insurance Adviser Alert: Triaging Claims - The Low Value EL and PL Protocol

Published 4 February 2014

The MOJ Portal process offers significant costs savings to insurers and their insureds, but requires swift decisions on quantum and liability to be made in a changing environment. The ramifications of The Enterprise & Regulatory Reform Act are still being considered, and admissions made within the process should be expected to be binding for the life of the claim.

Points of uncertainty

  • Will primary liability attach?
  • Is contributory negligence worth arguing?
  • Is there a Limitation point?
  • Will the claim's value exceed £25,000?
  • Is this matter one on which you should admit liability in the Portal process?

Our Solution - DACB 48

DAC Beachcroft Claims Limited offers a fixed cost service, whereby for the fee of £150 (plus VAT) its experienced fee earners will assess claims presented through the Pre-Action Protocol for Low Value Personal Injury (EL and PL) Claims, perform desktop investigations where appropriate and provide a written advice on liability, quantum, whether the claim will fall outside the protocol on quantum, and analyse the cost-benefit of admitting liability within the Portal or pulling the claim from its process, within 2 business days of instruction.

Click here to view an example of DACB 48

Authors

Tom Baker

Tom Baker

Bristol

+44 (0) 117 918 2758

David Williams

David Williams

Leeds

+44 (0)113 251 4844